It is amazing to me how many people leave such negative comments on a story like this. Instead of boasting about how much "you saved" and how stupid everyone else is that didn't do what you did, how about teaching kids how not to make the same mistake. How about volunteering at your church to teach money saving techniques. Posers....

I don't get these idiots. I've had a credit card since I was 18 and never paid a dime in interest. You people are some real suckers

Hey! I am a rocket scientist. The whole reason for her situation is the choices she made while in college. Keeping up with the Jones' is always a fatal flaw.

I know a guy who used his credit card to buy a house before...Exactly like normal home loan except he's paying 50%interest rate :)

Get a degree in business administration. Best life choice ever!

I HEART you Robyn!

@Mokothar Very very true!!! Idk what's so hard about controlling spending habits. I have an Amazon credit card to build up my credit and that's it. But multiple credit cards?! I have no sympathy for this girl.....

Sad but typical.

College Students: Avoid Credit Cards!

I agree with you fully, a lot of what students don't understand is basic common sense. But shes not a rare case I know tons of students doing this!

Spring break and eating out with friends ... oh yeah and some materialistic stuff as well *FACEPALM* People: I'm about to graduate college with a degree in biochemistry and 2 grand in my bank account to get me through my first months of renting/employment debt free as well. Why? Because I worked hard and spent less than I made. Aint exactly rocket science.

I like her cause she aknowledges the problem and well is dealing with it.

@crumcon Regarding the computer a more dependable (even if expensive) one may be a sound long-term investment rather than a cheap one. Why? Well if you say pay $1000 or so for a more expensive one where's a high chance that it lasts for five or more years. Buy a cheap one and you'll have to re-buy it every year or so because they break down regardless of how careful you are. The cheapest ones I've seen are around $250-$300 ($1250 to $1500 spent over the same time frame). Do the math.

7,000 is nothing try 20,000

With the new credit card law, you must be 21 years old or older. If between 18 to 20 you must show proof of incoming and/or co-sign with an adult 21 years or older. Also high schools are having students learn about credit. I believe the new rules and the new classes will make people learn better how to use credit and budget their money! :)

i know a guy who has a fine arts degree...hes a manager at taco bell.. and 7000 dollars in debt? really? thats nothing..

well that comment wasn't sanctimonious OR annoying!

@tbutters321 Try 80,000! Here in NY, the average cost of a year of college (including room and board) is about 20,000.

"wish I could do those things now" still havent learned? when I drive in wealthy neighborhoods and see early 2000s hondas on the driveways that says alot

thanks for sharing that with someone who just applied for het first credit card....very informative=)